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Engineering Reinsurance

Engineering Solutions

Construction, erection, and technical engineering projects.

#reinsurance
Underwriting Focus

Semurg Appetite

Capacity
Up to USD 50M line size
Coverage Focus
CAR, EAR, CEAR
Target Risks
Industrial facilities, infrastructural objects, civil engineering structures, power projects, commercial construction
Geography
Pacific & Southeast Asia, North America (selective), South America, Caribbean, Australia, Sub-Saharan Africa, MENA, CEE/CIS
Lifecycle
Construction / erection / hot testing and commissioning phase followed by a maintenance period (if required)
Structure
Facultative and selective treaty placements
Exclusions
Standalone tunneling, pipelines, dams, military, prototype projects, long-duration projects
Engineering

Reinsurance solutions for construction, erection, and engineering projects, combining technical underwriting, engineering expertise, and structured capacity to support complex risks from construction through testing, commissioning, and maintenance.

Scope

What we cover

  • Industrial Construction Projects

    • Industrial production facilities
    • Processing plants
    • Large-scale industrial construction works

  • Power & Utility Construction

    • Power plant construction
    • Utility generation facilities
    • Generation support structures

  • Commercial Construction

    • Shopping centers
    • Office buildings
    • Commercial complexes

  • Civil Engineering Structures

    • Roads and motorways
    • Rail infrastructure
    • Standard civil engineering structures
Underwriting Scope

Coverage

Coverage

Contractors' All Risks (CAR)
Erection All Risks (EAR)
Construction / Erection All Risks (CEAR)

Liability

Third Party Liability (TPL) — where attached to CAR/EAR wording
Environmental liability (selective)

Business Interruption

Delay in Start-Up (DSU / ALoP) — only if linked to CAR/EAR, no standalone DSU/ALoP

Out of Appetite

Standalone tunneling, pipelines and transmission lines
Standalone Contractor's Plant & Machinery (CPM)
Civil Engineering Completed Risks (CECR)
Mining construction projects
Dams and reservoirs
Cable laying projects
Mid-term projects with over 30% completion
Small portions of larger projects
Projects exceeding 60 months total duration (including maintenance period)
Liability-only standalone covers outside CAR / EAR wording
Decennial Liability
Differentiators

Semurg's edge

Human & AI Synergy

  • Engineering-Led Risk Selection

    Technical engineering expertise integrated directly into underwriting evaluation, exposure analysis, and portfolio construction for construction and engineering projects.

  • AI-Assisted Exposure Intelligence

    Proprietary analytical infrastructure supporting accumulation visibility, exposure mapping, underwriting consistency, and real-time monitoring across portfolios.

  • Technology-Enabled Operations

    AI-supported workflows, accounting, financial and compliance reporting.

  • Established Market Network

    Over 18+ years of long-standing relationships across international (re)insurance market participants.

Structuring & Placement Capabilities

  • Flexible Capacity Structuring

    Facultative, treaty, and layered placement solutions for complex operational and infrastructure-heavy risks.

  • Cross-Border Placement Access

    Placements across international markets with coordinated support across multiple jurisdictions.

  • Multi-Layer Risk Structuring

    Expertise with complex programs involving construction and engineering projects, engineering risks, and multi-layered placements.

  • Cross-Jurisdiction Claims Coordination

    Claims handling and settlement support with technical and operational oversight across all markets and placement structures.