AI maps the terrainExpertise sets the course
Semurg Insurance combines reinsurance capacity, underwriting expertise and digital infrastructure to help partners build stronger insurance portfolios.
AI and analytics make risk clearer — while experienced underwriters turn insight into structure, pricing and portfolio strategy.
This creates faster decisions, stronger control and more transparent reinsurance management at every stage.
How We Work: With Reinsurance Partners
From raw risk data to structured capacity and confident reinsurance placement.
Risk Analysis
We process portfolio, claims history and exposure data to identify key risk signals, highlight data gaps and provide a preliminary underwriting assessment.
Structuring & Capacity Allocation
We define retention, limits and reinsurance layers to match the client's risk appetite, portfolio goals and available capacity.
Underwriting Validation
Our underwriters review the proposed structure, test the assumptions and confirm whether the risk can be bound on the proposed terms.
Portfolio Monitoring & Accumulation Control
We continuously track exposure across the entire portfolio in real time — to ensure no concentration risk goes undetected.
Bordereaux Processing & Reporting
All ceded data automatically goes through our smart bordereaux pipeline, delivering institution-grade financial reporting to reinsurance partners with minimal manual intervention.
Compliance & Governance
AI-assisted KYC/AML controls, sanctions screening, and IFRS 17 — our infrastructure offers every reinsurance partner audit-ready governance without relying on external providers.
How We Work: MGA Incubator
At Semurg, we help MGAs turn market opportunities into scalable insurance operations by combining reinsurance capacity, underwriting expertise, technology and hands-on execution.
We work with partners across the full MGA lifecycle — from product design and capacity structuring to distribution, portfolio management and continuous performance improvement.
Market Opportunity & Product Co-Creation
We identify niche opportunities and shape MGA products together with partners — making each solution market-relevant, scalable and ready for launch.
Data, Technology & Underwriting
We embed data, analytics and automation into daily operations to support faster risk assessment and stronger underwriting decisions.
Capacity Structuring & Portfolio Design
We structure reinsurance capacity around risk appetite, portfolio goals and long-term growth — including treaty design, accumulation control and IFRS 17 considerations.
Distribution & Scaling
We support growth through partner channels, digital distribution and scalable operating models, while keeping underwriting quality under control.
Continuous Optimisation
We monitor portfolio performance over time and refine underwriting, pricing and operational decisions as the market evolves.
Operating Model & Enablement
We turn MGA strategy into a practical operating model — aligning workflows, reporting, compliance, bordereaux processes and partner coordination.
Leadership& Expertise
Meet the leaders shaping Semurg's strategy, underwriting excellence, and global growth.
George Lavrishchev
Principal Officer and Director
Jean Jong Chen
Director
Hiromi Pua
Head of Business Development
Denis Markov
Chief Underwriting Officer
Global Market Reach
Semurg supports clients and partners across key international insurance and reinsurance markets.
Our international perspective helps us connect capital with risk, identify opportunities across regions, and navigate diverse regulatory and market environments.
